Creating and maintaining a home budget is crucial for financial stability and achieving your financial goals. If you’re new to budgeting, starting from scratch can seem overwhelming, but breaking the process down into manageable steps can simplify it…

Navigating the healthcare system can be complex, especially when balancing costs and coverage. In New Zealand, while the public healthcare system offers substantial support, private medical insurance can provide additional benefits…

Securing your financial stability in New Zealand involves more than just managing your savings and investments. It also requires protecting your most valuable asset: your income…

Planning for the future is a critical aspect of responsible financial management and ensuring peace of mind for yourself and your loved ones…

In New Zealand, when it comes to safeguarding your financial well-being against unforeseen medical emergencies, trauma insurance stands out as a crucial safeguard…

What is a Cash Cushion? A cash cushion is a balance kept in your bank account to eliminate your account going into overdraft or receiving dishonour fees because of insufficient funds…

In New Zealand serious illness is 2.6 more times more likely to strike than a serious accident putting an earner off work for six months or more…

Life has many lessons. Some we continue to ignore and others can be profound. Our youngest daughter at the age of 11 taught me a profound lesson. She would randomly grab her fishing rod, tackle box, bait and knife and yell out ‘see you later’ and be off…

Your ability to work is your single biggest asset. It’s your ability to earn money that gives you independence, freedom and the passport to lifestyle choices…

Have you ever stopped and looked back on your week you have just had. Then wondered where it went and whether you achieved what you set out to achieve….

If you are self employed, who pays you when you can’t work? Many people think ACC do. But they only pay for “accidental injury”…

Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…

If you don’t have life insurance then you probably want to know about this… A pretty standard feature of most life insurance policies today is something that none of us really like to talk about: Terminal Illness Benefit…

For most of us living a life without debt is almost impossible. Whether it is credit cards, student loans, or a mortgage, debt is just a part of life…

1. Guide and advise your kids about money, but don't dictate…

The following is a summary of the best tips for consumers from Dr Adrian Raftery, senior lecturer in Financial Planning and Superannuation at Deakin University…

If your best friend was showing some worrying symptoms but hadn’t taken themselves off to see a doctor, what would you do?…

KiwiSaver has rapidly become a “set and forget” savings strategy for many New Zealanders…

What are the chances….really? Well, the odds are pretty good for most of us that we will make it through our working lives, so that is good news!..

We are living in the “information age” and yet one of the recurring reasons give for putting off financial planning is “I don’t know where to get the right information”…