Thoughts and Opinions
Understanding Health Insurance Terms
Health insurance is a crucial aspect of managing your well-being and financial security, especially when unexpected medical expenses arise...
Understanding Income Insurance Terms
Income insurance, also known as income protection insurance, is a crucial safety net for anyone who relies on a regular income to cover living expenses...
Understanding Life Insurance Terms
Navigating the world of life insurance can be daunting, especially with the array of terms and jargon used by providers...
Understanding Medical Costs and Insurance Options in New Zealand
Navigating the healthcare system can be complex, especially when balancing costs and coverage. In New Zealand, while the public healthcare system offers substantial support, private medical insurance can provide additional benefits…
Understanding the Vital Role of Trauma Insurance
In New Zealand, when it comes to safeguarding your financial well-being against unforeseen medical emergencies, trauma insurance stands out as a crucial safeguard…
Life's Profound Lessons
Life has many lessons. Some we continue to ignore and others can be profound. Our youngest daughter at the age of 11 taught me a profound lesson. She would randomly grab her fishing rod, tackle box, bait and knife and yell out ‘see you later’ and be off…
Who Pays when you can’t Work
If you are self employed, who pays you when you can’t work? Many people think ACC do. But they only pay for “accidental injury”…
Sometimes it is worth being in Debt
For most of us living a life without debt is almost impossible. Whether it is credit cards, student loans, or a mortgage, debt is just a part of life…
Would you tell your Best Friend to go to Doctor?
If your best friend was showing some worrying symptoms but hadn’t taken themselves off to see a doctor, what would you do?…
Why do people put off Financial Planning?
We are living in the “information age” and yet one of the recurring reasons give for putting off financial planning is “I don’t know where to get the right information”…
Financial Tips for Small Business Owners
As a small business owner you have to manage the business finances, handle the marketing and gaining of new clients, the staff.....and so on!…
8 Estate Planning Essentials
Death may be considered final by some, but the complex affairs that must be attended to after a person’s death is far from final and may cause ongoing personal and legal complications….
Planning Ideas for Blended Families using Life Insurance
Blended families are not unique in New Zealand. In fact over the last 60 years, there has been a significant shift in family structures…
Financial Security if a Critical Illness or Trauma Strikes
Who do you know that has suffered from a heart attack or cancer in their working lifetime? No one ever expects it to happen to them, but imagine hearing the news that you have a serious medical condition…
The Simple Things in Life are Free
The other day my 5yr old son said “Dad, can you buy me a kite?” Fair enough request on a picture perfect Auckland day with no wind and nothing to do. Then I had a thought….
Why Life Insurance
Looking after those important to you in the event of your or your partner's untimely death means providing them with the financial stability to cope…