If you are self employed, who pays you when you can’t work? Many people think ACC do. But they only pay for “accidental injury”…

Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…

If you don’t have life insurance then you probably want to know about this… A pretty standard feature of most life insurance policies today is something that none of us really like to talk about: Terminal Illness Benefit…

For most of us living a life without debt is almost impossible. Whether it is credit cards, student loans, or a mortgage, debt is just a part of life…

1. Guide and advise your kids about money, but don't dictate…

The following is a summary of the best tips for consumers from Dr Adrian Raftery, senior lecturer in Financial Planning and Superannuation at Deakin University…

If your best friend was showing some worrying symptoms but hadn’t taken themselves off to see a doctor, what would you do?…

KiwiSaver has rapidly become a “set and forget” savings strategy for many New Zealanders…

What are the chances….really? Well, the odds are pretty good for most of us that we will make it through our working lives, so that is good news!..

We are living in the “information age” and yet one of the recurring reasons give for putting off financial planning is “I don’t know where to get the right information”…

One of the more confusing, and slightly scary, insurance areas is health insurance, or medical insurance…

There seems to be an impression that the only reason that people aren’t able to become millionaires is because they don’t work hard enough…

As a small business owner you have to manage the business finances, handle the marketing and gaining of new clients, the staff.....and so on!…

Insurance is a basic part of everybody’s financial planning - even those who don’t think they are planning. But why? What’s the point?

Would you prefer Life Insurance to pay the family an income?
One of the innovations in life insurance in recent years that remains a bit of a mystery to many is a type known as “Family Income”, or “Family Protection”…

Death may be considered final by some, but the complex affairs that must be attended to after a person’s death is far from final and may cause ongoing personal and legal complications….

In New Zealand there is a huge economic concern in relation to the baby boomer business owner heading for retirement. There is the potential for a whole lot of businesses to come flooding on the market, devaluing it’s sale price or closing shop full time…

Anyone with kids needs Wills or at least one Will. Let's say you’re married and you and your spouse are killed in an accident, who do you want to raise your kids?…

Blended families are not unique in New Zealand. In fact over the last 60 years, there has been a significant shift in family structures…

Helping our clients with their claims, big or small, is the most important part of our job as an insurance adviser.
Claims can be a mystery and confusing if you have never had a claim before…