Thoughts and Opinions
Understanding ACC Terms
The Accident Compensation Corporation (ACC) is a unique feature of New Zealand's social insurance system, providing financial compensation and support to people who have been injured in accidents...
Understanding Cancer Cover Benefit
Cancer can be a life-altering diagnosis, and having the right insurance coverage can make a significant difference in managing the financial impact of the disease...
Making a Plan
Having all important information in one place can make a significant difference for your loved ones in the event of your passing...
Understanding Total and Permanent Disability (TPD) Insurance Terms
Total and Permanent Disability (TPD) insurance is an important form of coverage that provides financial protection if you become permanently disabled and are unable to work...
Benefits of Working with an Insurance Adviser
Choosing the right insurance can be a daunting task, given the multitude of options and the complexity of various policies. An insurance adviser can be a valuable ally in navigating this landscape…
Safeguarding Your Future: Protecting Your Income with Insurance
Securing your financial stability in New Zealand involves more than just managing your savings and investments. It also requires protecting your most valuable asset: your income…
Why you should have a “Cash Cushion”... And an Emergency Fund
What is a Cash Cushion? A cash cushion is a balance kept in your bank account to eliminate your account going into overdraft or receiving dishonour fees because of insufficient funds…
A Realistic look at Income Protection
Your ability to work is your single biggest asset. It’s your ability to earn money that gives you independence, freedom and the passport to lifestyle choices…
5 Bad Money Habits and how to Overcome them
Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…
Teach your Children well - Money Tips for Kids
1. Guide and advise your kids about money, but don't dictate…
When to Review your KiwiSaver Plan
KiwiSaver has rapidly become a “set and forget” savings strategy for many New Zealanders…
5 Health Insurance Tips
One of the more confusing, and slightly scary, insurance areas is health insurance, or medical insurance…
What are the odds?
Insurance is a basic part of everybody’s financial planning - even those who don’t think they are planning. But why? What’s the point?
Succession Planning
In New Zealand there is a huge economic concern in relation to the baby boomer business owner heading for retirement. There is the potential for a whole lot of businesses to come flooding on the market, devaluing it’s sale price or closing shop full time…
How to Make a Claim
Helping our clients with their claims, big or small, is the most important part of our job as an insurance adviser.
Claims can be a mystery and confusing if you have never had a claim before…